Employee benefit plans are among the most important tools your organization has for attracting and retaining top talent. They are also among the most complex, requiring rigorous compliance with ERISA, Department of Labor regulations, and IRS requirements. At hfco, we bring a multi-dimensional perspective to every engagement.
Our philosophy sets us apart: we view each plan through multiple lenses, bringing together clients, advisors, and administrators.
A proper business valuation provides an objective understanding of what your company is truly worth giving you the clarity needed to make informed decisions around growth, ownership transitions, and long-term planning. This guide is designed to help you better understand where valuation fits into your business strategy and how it can uncover opportunities, reduce uncertainty, and position you to move forward with confidence.
“Dave Bookbinder was incredibly helpful & informative throughout the valuation process. His approach personally made working with him enjoyable & seamless. I highly recommend hfco to anyone in need of a valuation, especially for more complex situations.”
According to John Rampton, Founder and CEO of Due, a person’s health becomes increasingly important as they age. The reason? It is not uncommon for health problems to result in higher medical costs, lost wages,...
The SECURE 2.0 Act, passed at the end of 2022, introduced over 100 measures aimed at enhancing American savings. Among these is a provision allowing up to $35,000 in unused funds from a Sec. 529...
The IRS has announced important cost-of-living adjustments for the 2026 tax/plan year that will impact several retirement plan limits. These changes are designed to help employees keep pace with inflation and maximize their retirement savings...
Starting in 2025, the SECURE 2.0 Act allows eligible participants who are ages sixty to sixty-three to make “super-catch-up contributions” of up to the greater of: $10,000, or 150 percent of the regular catch-up limit. The...
The Internal Revenue Service is giving people until 2026 to comply with a new requirement for Roth catch-up contributions. The IRS announced that it’s providing an administrative transition period that extends until 2026 a new...
The Internal Revenue Service (IRS) has recently made significant changes to the tax rules concerning inheritances, potentially affecting how Americans transfer assets to their children. These changes, outlined in Revenue Ruling 2023-2, specifically impact the...
Most employer-sponsored retirement plans with 100 or more eligible participants at the beginning of the plan year require an audit by an independent CPA as part of the Form 5500 filing. We can help you determine whether an audit is required for your situation.
We help you understand the nature of the issue and your options for self-correction through programs like the IRS Employee Plans Compliance Resolution System (EPCRS) and the DOL Voluntary Correction Program.
Yes. Building strong working relationships with your investment advisors and plan administrators is a core part of our approach.
Our team takes a comprehensive approach to every benefit plan audit, building strong relationships with investment advisors and plan administrators to support a smooth and effective engagement.
